Hide your credit cards from yourself – in the peanut butter jar!

Worried that you’ll break down and use your credit cards on a frivolous purchase before you pay off the balance? Make the physical cards difficult to access by placing them in a jar of peanut butter. You’ll probably want to put the cards in a plastic baggie before burying them in the jar, but if not you’ll have even more incentive not to use the card.

We’ve all seen the freeze your credit card in a block of ice trick before – hiding them from burglars – but personal finance blog Squawkfox recommends placing your credit cards in a jar of peanut butter. I can see a few advantages of using peanut butter as a delay mechanism rather than ice; it doesn’t take up any freezer space, and while most burglars know to check the freezer, very few of them will take out enough peanut butter to find your cards.

The idea being that if it’s too difficult for burglars to steal your credit cards it’s unlikely you’ll spend less-motivated energy schlepping them out of the peanut butter yourself and cleaning them up to use for an impulse purchase.

I know. It’s a pretty dumb idea. Lots wrong with it. But, every time I wander past it in the file I keep for blog ideas – I can’t help smiling. Maybe you will, too.

2 thoughts on “Hide your credit cards from yourself – in the peanut butter jar!

  1. Zelda says:

    What I don’t get is – that if you put them in a baggy first, it would be so easy to just reach in with two fingers, pull out the baggy, open it and remove the cards – wash up and go shopping! I could do it in less than 30 seconds.
    Good idea, but I don’t think it would slow me down. The ice thing would take me longer, but not by much.


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.